Privacy and terms

Bank Said No takes your privacy seriously.

Please carefully read the privacy policy below before using this website.

COPYRIGHT NOTICE

Copyright ©2018 Bank Said No
All rights reserved.
Bank Said No
Prince George, BC, Canada

ONLINE PRIVACY POLICY

Bank Said No respects the privacy rights of visitors to our websites and is committed to protecting the information and email databases we maintain. To further this commitment, we have adopted a corporate Online Privacy Policy and maintain reasonable safeguards in an effort to ensure the security, integrity and privacy of the personal information we collect. Personal information collected by Bank Said No is stored in secure operating environments behind a firewall that is not available to the public (e.g., locked rooms) and access to that information is limited to employees who need the information to provide you with our products or services.

Note that when you click on a hyperlink displayed on our website, you may be leaving Bank Said No’s website and entering another web site for which this Privacy Policy does not apply. You should carefully review the privacy statements or policies on any other site that you visit or wish to send an e-mail to because those privacy statements or policies will apply to your visit and e-mail sent to that site and may be very different from Bank Said No’s Privacy Policy.

To the extent an online form or an e-mail submitted by a user contains personal information, we will only use such personal information to the extent it is necessary to respond to any comment or question from such user. We will limit access to such personal information and will keep such personal information in a secure system. Although most online forms and e-mail messages submitted by users are deleted after we respond, in certain cases hard copies or data extracts may be kept on file. Any such copy or any such information, to the extent it is personal, will also be stored in a secure location.

Bank Said No tracks information regarding each visit to our website such as which pages are visited most often, how long a visitor spends on our site if they experience any errors while visiting, and other information that does not personally identify you but that helps us deliver a more informative and interesting online experience. We deliver requested email communications to permission email lists only (opt-in) and ensure that an unsubscribe option is always allowed with every communication for easy opt-out. We support the ‘spam-free’ universe concept and hope we can do our part to see it happen one day.

Visitors to Bank Said No’s websites from outside of Canada are advised that Bank Said No’s Privacy Policy is intended to meet the laws and requirements of Canada, which may not necessarily be the same as the laws and regulations of your home country. Any information that you provide to Bank Said No online will be treated in accordance with the laws and regulations of the province of British Columbia and the laws of Canada which may apply in British Columbia.

If you have any questions, complaints, or comments regarding our Online Privacy Policy statement or practices, please send an e-mail to the following address: info@banksaidno.ca.

TERMS OF USE

PLEASE READ BEFORE USING THIS SITE

By using this site, you agree to these terms of use stated below. If you do not agree to these terms of use, please do not use the site.

USE OF MATERIALS

This site is owned and operated by Bank Said No (referred to as “Bank Said No”, “we”, “us”, or “our” herein). No material from the site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, except that you may download one copy of the materials on any single computer for your non-commercial use only, provided that you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of Bank Said No’s copyright and other proprietary rights. The use of any such material on any other Web site or networked computer environment is prohibited. Except as otherwise indicated on this site and except for the trademarks, service marks and trade names of other companies that are displayed on this site, all trademarks, service marks and trade names are the property of Bank Said No.

DISCLAIMER

BANK SAID NO SHALL NOT BE LIABLE FOR ANY DAMAGES OR INJURY RESULTING FROM YOUR ACCESS TO, OR INABILITY TO ACCESS THIS SITE OR YOUR RELIANCE ON ANY INFORMATION PROVIDED AT THIS SITE. WITHOUT LIMITING THE FOREGOING, EVERYTHING ON THE SITE IS PROVIDED TO YOU “AS IS” WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. BANK SAID NO DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED OR THAT THIS SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. BANK SAID NO DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT BANK SAID NO) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.

LIABILITY

Under no circumstances, including, but not limited to, negligence, shall Bank Said No be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if Bank Said No or  Bank Said No authorized representative has been advised of the possibility of such damages. In no event shall Bank Said No have any liability to you for damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) for accessing this site.

OTHER

All claims, disputes or disagreements which may arise out of the interpretation, performance or in any way relating to your use of this site and any and all other Bank Said No site(s), shall be submitted exclusively to the jurisdiction of the Courts of the Province of British Columbia.

Bank Said No also assumes no responsibility, and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property on account of your access to, use of, or browsing in the Site or your downloading of any materials, data, text, images, video, or audio from the Site.

Bank Said No may use anything you transmit or post for any purpose, including but not limited to reproduction, disclosure, transmission, publication, broadcast, and posting.